Yes, I feel bad about the housing market and people owe more on their houses than they are worth.
But, what I don’t understand is why they feel the bank should just “forgive” the debt. The bank did not know the values were going to fall out of the houses. The bank was mostly getting bitched at for not getting the same peoples loans not closed fast enough a few years ago. Approve our stated income loans… or we will go to the next bank.
I am not blaming the customers or the loan officers but people need to realize that when you borrow money you sign a legal binding document to pay it back. The bank is willing to lower interest rates to the floor, but no we are not forgiving debt. I feel like if we start doing that I am just giving my job away… /end rant
So yeah something major is bothering me and I cant put my finger on it. I am just not myself.
I have been scrap booking with my Cricut. I got this machine for Christmas and it is absolutely amazing, been having a lot of fun creating,

So anyway sorry I have not posted lately I have been kind of lame. It is Winter, It is Monday, and it is snowing again.
I am loving the creations.
ReplyDeleteAnd regarding moving with pets, I know how tough that can be, but hang in there, it can be done. My sister has 2 dogs, 2 cats, and 2 guinea pigs. After much searching she managed to find an amazing house.
I'm in that same sort of winter malaise...
ReplyDelete...maybe we can help each other out of together...
...or not. ;)
you & sable should go to the park and take pictures and play, that always snaps me out of my blues. and on the way home you could stop and get some french fries and hot chocolate.
ReplyDeletealso, those are really neat-o snak pouches in your picture (kinda girly though).
I blame the entire housing mess on everyone! Shady bankers who where more interested in their profits making loans they should not have been making. Real Estate agents who prequalified buyers incorrectly...and the buyers themselves for not reading the agreements........
ReplyDeleteBut I am with you on this. If the Buyers signed the agreement...they owe the money. The option they don't want to consider is to go out and work and try to make ends meet no matter what.
I think I may get into scrap booking as I have a shit load of pictures....